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LTCG Tax Harvesting Planner

⚡ Seasonal 🔒 Private

Enter your equity/MF holdings → find which to sell to claim the free ₹1.25L LTCG exemption → rebuy to reset cost basis. 100% private, no data leaves your browser. No other tool does this.

Step 1: Enter Holdings

List your equity stocks & mutual fund units with buy price, current price, and date of purchase.

Step 2: See Recommendations

The tool selects the best mix of holdings to sell, maximizing your free ₹1.25L LTCG exemption.

Step 3: Sell & Rebuy

Sell the recommended holdings before March 31. Rebuy the next trading day to reset your cost basis.

Your Holdings

Name	Qty	Avg Buy (₹)	CMP (₹)	Buy Date	Type	Gain/Loss	Period

LTCG exemption limit (₹)

LTCG already booked this FY (₹)

FY 2024-25: ₹1.25L. LTCG rate: 12.5%. STCG rate: 20%. Gains above exemption taxed at 12.5%.

LTCG Exemption Meter

Gains to harvest ₹0 / ₹1,25,000

₹1,25,000 remaining 0%

Tax Saved

₹0

LTCG eligible

₹0

Book These Holdings

Add holdings with a purchase date >1 year ago to see recommendations.

Rebuy Strategy

After selling, rebuy the same fund/stock on the next trading day. Your cost basis resets to today's price, preserving future upside while you pocket the tax-free gain today.

Full Portfolio Analysis

Total invested: ₹0 Unrealized P&L: ₹0

Holding	Invested	Current	Gain/Loss	Return %	Category	Tax if Sold	Harvest?