New vs Old Tax Regime Optimizer
🇮🇳 FY 2025-26 AI-PoweredLive slab-by-slab tax comparison, monthly in-hand, break-even deduction finder. Updated for FY 2025-26 slabs & ₹75K standard deduction.
Income
Quick scenarios:
This usually maps to the Section 87A rebate threshold for the new regime. Verify the currently applicable limit before editing it.
Old Regime Deductions
These apply only to the old regime. New regime ignores most deductions.
100%
FY 2025-26 Tax Slabs Reference
New Regime
₹0 – ₹3L0%
₹3L – ₹7L5%
₹7L – ₹10L10%
₹10L – ₹12L15%
₹12L – ₹15L20%
Above ₹15L30%
Std deduction: ₹75,000 | Rebate u/s 87A: zero tax up to the configured limit below (default ₹12L)
Old Regime
₹0 – ₹2.5L0%
₹2.5L – ₹5L5%
₹5L – ₹10L20%
Above ₹10L30%
Std deduction: ₹50,000 | Rebate u/s 87A: income ≤₹5L → zero tax
New Regime
FY 2025-26
₹0
Total tax + 4% cess
Gross Income For Tax₹0
− Standard Deduction₹0
Taxable Income₹0
Effective Rate0%
Monthly In-Hand₹0
Old Regime
With deductions
₹0
Total tax + 4% cess
Gross Income For Tax₹0
− Standard Deduction₹0
− Declared Deductions₹0
Taxable Income₹0
Effective Rate0%
Monthly In-Hand₹0
Break-Even Deduction Finder
At what total deduction level does the old regime start saving more tax?
Tax Distribution (New Regime)
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