New vs Old Tax Regime Optimizer
š®š³ FY 2025-26 AI-PoweredLive slab-by-slab tax comparison, monthly in-hand, break-even deduction finder. Updated for FY 2025-26 slabs & ā¹75K standard deduction.
Income
Quick scenarios:
Old Regime Deductions
These apply only to the old regime. New regime ignores most deductions.
100%
FY 2025-26 Tax Slabs Reference
New Regime
ā¹0 ā ā¹3L0%
ā¹3L ā ā¹7L5%
ā¹7L ā ā¹10L10%
ā¹10L ā ā¹12L15%
ā¹12L ā ā¹15L20%
Above ā¹15L30%
Std deduction: ā¹75,000 | Rebate u/s 87A: income ā¤ā¹7L ā zero tax
Old Regime
ā¹0 ā ā¹2.5L0%
ā¹2.5L ā ā¹5L5%
ā¹5L ā ā¹10L20%
Above ā¹10L30%
Std deduction: ā¹50,000 | Rebate u/s 87A: income ā¤ā¹5L ā zero tax
New Regime
FY 2025-26
ā¹0
Total tax + 4% cess
Taxable Incomeā¹0
Effective Rate0%
Monthly In-Handā¹0
Old Regime
With deductions
ā¹0
Total tax + 4% cess
Taxable Incomeā¹0
Effective Rate0%
Monthly In-Handā¹0
Break-Even Deduction Finder
At what total deduction level does the old regime start saving more tax?
Tax Distribution (New Regime)
AI Tax Advisor
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