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FIRE & Retirement Runway Simulator

India SWR 3.5% Inflation 6%

Coast FIRE, corpus depletion simulation to age 85, EPF/NPS integration, three what-if levers. Uses 3.5% Safe Withdrawal Rate (Indian inflation-adjusted).

Your Snapshot

Profiles:

Current Age30

Target FIRE Age45

Current Invested Corpus (₹)

Monthly SIP / Investment (₹)

Pre-retirement CAGR (% p.a.)

Retirement Expenses

Monthly Expenses (today's money) (₹)

Inflation Rate (% p.a.)

Post-retirement portfolio return (% p.a.)

Additional Income at Retirement

EPF Corpus at Retirement (₹)

NPS Lump-sum at Retirement (₹)

Monthly Rental / Passive Income (₹)

FIRE Number

₹0

25× annual expenses (real)

Projected Corpus

₹0

at FIRE age

Coast FIRE Age

—

Stop investing; let it grow

Corpus Lasts Until

—

at 3.5% SWR

Enter details to simulate your runway

Corpus Simulation

What-If Scenarios

Retire 0 years later —

Invest ₹0 more/mo —

Reduce expenses by 0% —