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Rent vs Buy Break-Even Analyzer

30-Year Simulation 🇮🇳 India City Presets

Real wealth comparison: buying vs renting + investing the difference. See the crossover year where buying overtakes renting. Check Bangalore, Mumbai, Delhi NCR pre-filled.

City presets:

If You Buy

Property Price (₹)

Down Payment (%) 20%

= ₹20,00,000

Stamp Duty + Registration (%)

Home Loan Interest Rate (% p.a.)

Loan Tenure (years) 20

Annual Maintenance + Property Tax (₹)

Property Appreciation (% p.a.)

If You Rent + Invest

Current Monthly Rent (₹)

Annual Rent Escalation (% p.a.)

Investment CAGR on saved funds (% p.a.)

Simulation Period (years)

Calculating…

Net Wealth Over Time

End-of-Period Summary

Buy

Property Value—

Loan Outstanding—

Net Home Equity—

Total Paid (EMI+maint)—

Rent + Invest

Investment Corpus—

Total Rent Paid—